Heartland Northeast, LLC.
Preserving Legacies, Building Wealth

Our Mission

Estate Planning, Tax Mitigation, and Retirement Income Distribution for Members of the general public and private sector, District Teachers, University and College Educators, Municipal and Federal Employees

If you currently contribute to State, Municipal, or Federal pension plans, your employer guarantees your pension money will be there when you retire. This is called a defined benefit plan or DBP and is managed by your employer, and your employer assumes all of the risks. When you retire and do a Pension Calculation, you will notice the amount of your annual pension income will be lower than your annual salary while working. This is called the PENSION INCOME GAP.

Also made available by your employer is your voluntary retirement plan. This is not guaranteed by your employer, and you, the employee, assume the risk by choosing where to put your money. This is not a DBP but a DCP or defined contribution plan. Some common DCP plans are 401k, 403b, 457(b), TDA, TSP, and other ERISA Plans, etc. Although the DCP is voluntary, it is important because it will minimize the PENSION INCOME GAP, so you have enough money in retirement.

Heartland Northeast LLC utilizes a consultative team-based approach that weighs, measures, and tests financial strategies. These strategies focus on reducing risk, income taxes, fees, and debt. We also avoid probate. This, in turn, increases cash flow and maximizes results. As we like to say, “We are only as good as someone will let us be.”

The Sky's The Limit

Estate Preservation And Protection Specialists

When someone says “trust” or “trust fund” you may imagine a well-to-do family in a mansion with decades of wealth passing from generation to generation. But there is nothing to stop you from protecting your assets with the same legal vehicles these families use, and it doesn’t have to cost an arm and a leg to do so.

You and your family can enjoy the benefits of a trust. And in most cases, it is the most effective way to eliminate or reduce inheritance taxes, gift taxes, capital gains taxes, income taxes and estate taxes. Not to mention you skip the probate fees and delays that come with passing your assets on to your heirs through a will.

We Are a Here To Help You!

We answer these questions for clients like you every day. Some are farmers, teachers, accountants, CEOs and hairdressers. We help people from every walk of life protect their assets (and heirs) from the stress and drama of probate – and in most cases, we do it for less than the majority of estate planning attorneys. Estate preservation is more than drafting trusts and wills and handling estates. We counsel clients and present practical, tactical plans and suggestions for the preservation and the tax-sensitive distribution of your assets to your beneficiaries. We are experienced estate planners, tax planners, and trial attorneys. We are with you for the long haul. It’s not too late to plan ahead. Schedule a time to visit with your own estate planning professional now.

Contact Us Today
Close up of a Family Estate planning document
AFEPI-LOGO
its_logo_web_22

Special Needs Trust

Mo Dadkhah - Its General Counsel
its_logo_web_22

4 Questions

Mo Dadkhah - Its General Counsel

Avoid probate risk, and minimize income taxes, fees and debt

Heartland Northeast, LLC provides educational services to pre- and post-retirees. Meetings are done in person, face to face, or via a virtual session using Zoom from the privacy of your home if that is our preference. We do not charge an initial consultation fee, so it gives you time to see if what we do can help you and your family.

Heartland Northeast, LLC, a nationally licensed firm, is a team of experienced financial specialists with 35 years of combined experience. Whether you are just starting out or have a retirement nest egg, we can help you make sure it works as hard and as smart as you did in earning and saving it.

We are recognized for designing solutions for employees of school districts, Municipalities, Colleges, Universities, and the Federal government with methods to increase annual retirement income amounts, lower taxes, and ensure your money lasts throughout your retirement years. This makes sure you will never outlive your retirement savings.

Lower Taxes block graph

The Roth Blueprint Process

Download the simple 5-step process designed to reduce future taxes, protect your assets, and create more tax-free retirement income.

Download Roth Blueprint